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Merchant Services
High-Risk Payment Processing Made Easy
If your business is labeled “high risk” you already know the struggle—frozen funds, surprise shutdowns, endless rejections. At Sinclair Merchant Services, we specialize in helping high-risk merchants like you get approved, paid, and back in business.
(4,5/5)
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Positive Reviews From Our Merchants
- When The Banks Say No, We Say Let’s Go!
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Years Of Experience
High Risk Merchant Accounts
Get approved with regulated U.S banks and payment providers that specialize in high-risk industries.
(TMF) Match List Specialists
If you’re on the Mastercard MATCH list, we help you get processing again (even without removal).
ACH, Debit + Credit Card Processing
Accept payments how your customers want to pay—ACH, debit, credit cards, and more.
company Mission
High-risk doesn’t have to mean high stress.
At Sinclair Merchant Services, our mission is simple: Empower bold business owners in “banned” or misunderstood industries to get paid, stay live, and scale without fear or frustration.
Never fear shutdowns again!
about us
Banned? Blocked? Rejected?
Our team of “high risk” merchant specialists have deep relationships with regulated U.S banks and payment providers that actually want your business. Let us deal with the headaches, so you can focus on scaling your business.
- Speak to a high-risk merchant specialist now and get back to processing again in no time!
They Decline, We Approve!
- Free Consultation
- Fast Approvals
- No Rolling Reserves
- $0 Setup Fees
- Customized Strategy
- Personal Support
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Years of experience in high-risk payment processing
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in revenue processed for banned, blocked, and blacklisted merchants
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satisfaction from clients who were told “no” everywhere else
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verified 5-star reviews from real high-risk business owners
LABELED HIGH RISK?
High Risk Misunderstood Industries We Serve...
Get a high-risk merchant account now (even if you’re on the Match List or Terminated Merchant File).
Travel
High Risk Industry
High-ticket trips, pre-booking models, or event sales? We protect your cash flow and manage the chargeback risk.
Crypto
High Risk Industry
Volatile industries? Check. International traffic? Check. We process for companies others won’t touch with a 10-foot pole.
High Ticket
High Risk Industry
$2,000+ sales? Variable fulfillment? Multi-MID setups and fraud filters are what we do best.
Online Dating
High Risk Industry
Webcams, subscription sites, or dating apps—we work with banks who understand the business (and don’t judge it).
Firearms
High Risk Industry
Ammo, accessories, tactical gear—we know the regulations, and we’ve got the banking partners who don’t flinch.
Nutraceuaticals
High Risk Industry
Selling vitamins, fat-burners, or nootropics? We get you approved—even with continuity and high AOVs
CBD/THC
High Risk Industry
If your product’s plant-based and profitable, we’ll get you processing—even if it’s flagged everywhere else.
Medical
High Risk Industry
From online clinics to prescription platforms, we help you stay compliant and process smoothly—without getting flagged.
Gambling
High Risk Industry
Volatile industries? Check. International traffic? Check. We process for companies others won’t touch with a 10-foot pole.
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transactions handled with precision and protection
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clients served this past month
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-Hour Avg. Turnaround from Application to Approval
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5-Star Reviews from Previously-Rejected Merchants
how we work?
4 Simple Ways To Get A "High Risk" Merchant Account That Wont Get Shutdown Overnight
…even if you’ve been rejected by every bank, added to the MATCH LIST or denied by payment processors everywhere!
01
Schedule A Call
We’ll ask a few basic questions to understand your model.
02
Identify Your Needs
We pair you with the best-fit banking partner based on risk, geography, and volume.
Another Day Without Processing =
Another Day of Lost Sales!
03
Submit Documentation
We handle the paperwork, the setup, and the tech.
04
Get Approved & Profit
You’re live. You’re paid. You’re protected.
Testimonials
What Our Customers Are Saying...
We’ve seen it all. You’re not too risky.
You’ve just been talking to the wrong people.
I’d been denied by five processors. Sinclair got me approved in 3 days. Still running strong 18 months later.”
Jeff T.
Coaching
I was on the MATCH list. Everyone else ran for the hills. These guys got me processing again in a week.
Nina R.
Credit Repair
They don’t just get you approved—they get you a REAL plan. If you’re high-risk, don’t go anywhere else.
Carlos M.
Supplements
1. What makes a business "high-risk" to payment processors?
Payment processors and banks consider a business high-risk if it has a higher chance of chargebacks, fraud, regulatory scrutiny, or financial instability. This often includes industries like supplements, adult, coaching, CBD, credit repair, firearms, and subscription-based models.
Why was my Stripe, PayPal, or Square account shut down?
Mainstream platforms like Stripe and PayPal are not built for high-risk businesses. They often approve you initially, but their risk departments can freeze or terminate your account with little notice once they review your activity more closely.
Can you get me a merchant account if I’m on the MATCH list?
Yes. While being on the MATCH (TMF) list limits your options, we work with banks that still approve merchants in this situation. We don’t offer MATCH removal—but we can help you get back to processing even while you’re on the list.
How long does it take to get approved for a high-risk merchant account?
It depends on your business model and documentation, but most of our clients are approved in 3 to 7 business days. If you’re prepared with all required info, we can sometimes go even faster.
What documents do I need to apply?
You’ll typically need:
A valid government-issued ID
A voided business check or bank letter
Business formation documents
3–6 months of processing statements (if applicable)
A functional website that complies with card brand rules
We’ll guide you through all of it.
Will I be able to accept credit cards on my website?
Yes. We provide merchant accounts that support eCommerce, MOTO (Mail Order/Telephone Order), recurring billing, and custom gateway integrations to fit your business model.
Do you help with chargebacks or fraud prevention?
Absolutely. We offer tools and strategies for reducing chargebacks, including alerts, 3D Secure, dispute management systems, and intelligent fraud filters. High-risk doesn’t have to mean high chargebacks.
What are the rates and fees for high-risk merchant accounts?
Rates vary depending on your risk profile, industry, volume, and processing history. High-risk accounts typically start around 3.5%–6% + per-transaction fees. We’ll walk you through everything upfront—no hidden fees, no surprises.
What makes Sinclair different from other high-risk processors or brokers?
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FAQ'S Corner
frequently asked questions About "High Risk" Payment Processing...
call us now!
1-800-836-Visa (8472)
Live Chat
Speak to a high-risk merchant specialist now!
1 (404) 713-8925
hello@sinclairmerchants.com
Latest News
What's Been Happening In
The "High Risk" Payment Industry?
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Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Ready to Start Processing Payments Again?
Join thousands of high-risk merchants who trust Sinclair Merchant Services with their payment processing.
Free Consultation
Custom Strategy for Your Industry
Fast Approvals
24/7 Support
Dedicated Account Manager
$0 Set-up Fees
Sinclair Merchant Services is the go-to payment processor for high-risk misunderstood industries.
our services
- Frozen Fund Recovery
- High-Risk Merchant Accounts
- Match List Processing
- Chargeback Tools & Protection
support
- Privacy Policy
- Disclaimer
- Help & FAQ's
- Testimonials
contact us
1-800-836-Visa (8472)
hello@sinclairmerchants.com
3343 Peachtree Road. North East. Suite 145. Atlanta, GA 30326
Copyright © 2025 Sinclair Merchant Services. All rights reserved.